According to @rovercrc, SoFi has become the first U.S. bank to integrate the Bitcoin Lightning Network and UMA to enable cross-border payments, source: @rovercrc. The X post dated Aug 20, 2025 did not disclose rollout timing, supported payment corridors, fee structure, or transaction capacity metrics, source: @rovercrc. The announcement explicitly references Bitcoin BTC via the Lightning Network, making BTC the directly implicated asset in this development, source: @rovercrc.